Record bank charges and interest

Don't miss the small lines that erode margin.

Bank charges, GST on charges, and interest credits are easy to miss but matter for accuracy.

Charges On any bank line categorized as a *fee*, AskBooks splits the gross amount into the principal charge and the GST component (when the bank shows it separately). The GST credit flows into your input tax pool.

Interest Interest on savings or fixed deposits is taxable. Categorize the line as *Interest income* and AskBooks adds it to your other income head; a TDS-on-interest entry is auto-created if your bank deducted TDS.

Quick rules Once you categorize the same charge type twice, AskBooks offers to make a rule: "Always categorize *NEFT charges* as Bank charges." Rules apply to future imports automatically.